Umatilla Homes with Deed Restrictions Community Features

Umatilla Homes with Deed Restrictions Community Features

Welcome to Umatilla, Florida – a hidden gem nestled in the heart of Lake County! This charming city boasts a rich history and a vibrant community spirit, making it an ideal place for families and individuals seeking a tranquil yet engaging lifestyle. Surrounded by lush landscapes and serene lakes, Umatilla offers a unique blend of outdoor adventure and small-town charm.

One of the standout features of Umatilla is its variety of homes within deed-restricted communities. These neighborhoods are designed to maintain a consistent aesthetic and uphold property values, ensuring a beautiful environment for residents. With well-maintained streets, manicured lawns, and community amenities, these deed-restricted areas foster a sense of pride and belonging among homeowners.

In Umatilla, you’ll find a wealth of recreational opportunities, from hiking and fishing in nearby parks to exploring the scenic shores of Lake Umatilla. The city is also conveniently located just a short drive from the bustling communities of Mount Dora and Eustis, where you can enjoy shopping, dining, and cultural experiences.

Families will appreciate the top-rated schools and community programs that Umatilla has to offer, creating a nurturing environment for children to grow and thrive. With a close-knit atmosphere and friendly neighbors, it's no wonder that Umatilla is becoming a sought-after destination for those looking to settle down in Central Florida.

Discover the charm of Umatilla and explore the beautiful homes in deed-restricted communities that await you. Experience the perfect blend of peace and community in this delightful city!

Newest Umatilla Homes with Deed Restrictions Community Features

$349,900
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.

81 Twin Lake Cir, Umatilla
$1,500,000
4 Beds ⋅ 4 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Introducing the Woodard, a spectacular custom-designed estate by Precision Builders of Central Florida, where timeless architecture, luxury finishes, and exceptional craftsmanship come together to create an extraordinary living experience. Offering approximately 3,600 square feet of thoughtfully designed living space, this stunning single-story floor plan features 4 bedrooms, 3 bathrooms, a private office, a dedicated laundry room, and an oversized 3-car garage. The charming front elevation showcases an expansive covered front porch, abundant windows, and architectural details that create curb appeal rarely found in today's new construction. Inside, soaring ceilings and expansive living spaces define the home's open-concept design. The great room serves as the heart of the home, highlighted by oversized windows and French doors that seamlessly connect the indoor and outdoor living. High-end finishes, luxury appliances, custom craftsmanship, and premium building materials are featured throughout, creating a level of quality that is evident in every detail. Outdoor living offers an impressive 800-square-foot covered lanai, designed for year-round enjoyment and entertaining. Complete with a fully equipped outdoor kitchen and an abundance of seating and gathering space. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. The Woodard is proposed on one of the most desirable homesites within Shoreline Ranch, a gated community offering a rare blend of privacy, space, and lake lifestyle. Situated on a sprawling one-acre pie-shaped lot at the end of a cul-de-sac, this oversized homesite provides an incredible amount of usable land and an unmatched sense of privacy. Mature trees line the rear of the property, creating a natural backdrop and beautiful views in every direction. What makes Shoreline Ranch truly unique is that you don't have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie through a community boat ramp, providing easy access to one of Central Florida's most beautiful spring-fed, sandy-bottom lakes. Spend your weekends boating, fishing, paddleboarding, skiing, wakeboarding, or simply enjoying the lakefront lifestyle year-round. Conveniently located near Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful living and everyday convenience. This is a rare opportunity to build an exceptional custom home on one of the best homesites in the community. Schedule your private tour today.

38361 Lake Meadow Court, Umatilla
$850,000
4 Beds ⋅ 3 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Introducing the Floridian, a stunning custom-designed floor plan by Precision Builders of Central Florida, thoughtfully crafted for modern Florida living. This spacious single-story residence offers 4 bedrooms, 3 bathrooms, a dedicated office, and a side-entry 2-car garage, blending timeless architecture with functional design and exceptional craftsmanship. At the heart of the home, the expansive open-concept great room creates a welcoming gathering space, highlighted by soaring ceilings, abundant natural light, and high-end finishes throughout. The thoughtfully designed layout seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The rear lanai is designed to maximize the beauty of the setting, offering sweeping views of the surrounding tree line. Building with Precision Builders of Central Florida provides a truly personalized experience. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans like the Floridian, customize an existing design, or create a fully custom home tailored to your vision. Situated within the gated community of Shoreline Ranch, this prime homesite offers a rare opportunity to enjoy both privacy and a true lake lifestyle. Residents enjoy exclusive access to Lake Dalhousie, a spring-fed, sandy-bottom lake known for its crystal-clear waters, excellent fishing, boating, skiing, and year-round water recreation. A private community boat ramp makes getting on the water effortless. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful living and everyday convenience. Build the home you've always envisioned in one of Central Florida's most unique gated lakefront communities. Call today to schedule your private tour and learn more about this exceptional opportunity.

38514 Wooded Meadow Drive, Umatilla
$1,200,000
4 Beds ⋅ 4 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout. One of the home's most remarkable features is its incredible outdoor living space. With more than 1,000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor. Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience. This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

20280 Shoreline Ranch Lane, Umatilla
$299,000
3 Beds ⋅ 2 Baths ⋅ Silver Beach Heights SubDv. ⋅ 32784 Zip Code
Beautifully Maintained Home on Spacious Corner Lot in Silver Beach Heights Welcome to this well-maintained 3-bedroom, 2-bathroom home nestled on a generous corner lot in the desirable Silver Beach Heights community of Umatilla. Offering both comfort and functionality, this home is move-in ready and full of charm. Step inside to find luxury vinyl plank flooring throughout, providing a modern look with durability and easy maintenance. The thoughtfully designed layout features spacious living areas and a bright Florida room perfect for relaxing, entertaining, or enjoying views of the backyard. The outdoor space offers mature landscaping, a spacious yard ideal for gatherings, and a peaceful setting to unwind and a storage shed. Conveniently located near Lake Billy Boo Hoo and local amenities, this home blends quiet living with everyday convenience. Please note: The adjacent lot next door is owned by the seller but is not included in this sale and is being offered separately. Don’t miss your opportunity to own this move-in ready home schedule your private showing today!

17923 Florida Street, Umatilla
$159,900
32784 Zip Code
Build the custom home you’ve always envisioned on this beautiful one-acre homesite located within the gated lakefront community of Shoreline Ranch in Umatilla. Cleared and ready for construction, this property offers the opportunity to bring your own builder and create a home tailored to your lifestyle in a peaceful setting surrounded by Florida’s natural beauty. Residents enjoy access to stunning Lake Dalhousie, a 251-acre spring-fed lake ideal for boating, fishing, and relaxing days on the water. Spend your weekends launching from the community boat ramp, exploring the lake, or simply enjoying the privacy and open space that comes with owning a full acre. Shoreline Ranch is known for its spacious homesites and well-maintained atmosphere, with community requirements that include a minimum 2,000 square foot home, side-entry two-car garage, and classic four-board black fencing. Well and septic are required, offering flexibility and independence in your custom build. Conveniently located near Mount Dora, Eustis, and Tavares, you’ll enjoy easy access to shopping, dining, waterfront entertainment, and charming historic downtown districts while still coming home to a quiet, tucked-away community. Rare opportunities like this are becoming increasingly difficult to find. Whether you’re ready to build now or planning for the future, this exceptional homesite offers the perfect combination of privacy, community, and lake access. Schedule your visit today and start imagining the possibilities. All information deemed reliable, but should be verified by buyers.

38529 Wooded Meadow Drive, Umatilla
$309,900
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
Welcome to the perfect blend of peaceful living and modern convenience! Nestled inside a 55+ gated community, this beautifully maintained 3-bedroom, 2-bath home offers the ideal setting for those seeking a quiet, small-town feel without sacrificing proximity to everything you need. Step inside and you’ll immediately appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious living area flow seamlessly into the kitchen which features tons of great cabinet storage and countertop space, creating a welcoming atmosphere filled with natural light and comfort. This home has been thoughtfully updated with major improvements already taken care of for you, including a brand-new roof (January 2026), new AC system (July 2025), and a new Rainbird sprinkler system (November 2025)—giving you peace of mind and efficiency for years to come. The split-bedroom layout offers privacy for the primary suite, while the additional bedrooms are perfect for family, guests, or even a home office. The large laundry room has ample room with a wash sink, cabinets for storage and closet pantry. You will love your mornings as you sip your coffee on your enclosed back porch. Outside, enjoy a low-maintenance yard with irrigation already in place, ideal for relaxing evenings or weekend gatherings grilling on your paver back patio. Another feature of this home you will love is the garage privacy screen. Located in a charming community that captures a small-town atmosphere, you’ll love being just minutes from shopping, dining, and everyday conveniences. Residents also enjoy access to fantastic amenities, including a community pool and clubhouse, perfect for socializing and soaking up the Florida lifestyle. This move-in-ready gem checks all the boxes. Don’t miss your chance to enjoy comfort, convenience, and community all in one place!

93 Fairway Circle, Umatilla
$265,000
Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Build your dream home on this prime vacant lot in Shoreline Ranch, a gated community in Central Florida offering a rare combination of space, privacy, and lake lifestyle. What makes Shoreline Ranch unique is that you don’t have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie via a convenient community boat ramp, where this spring-fed, sandy-bottom lake is ideal for boating, fishing, and year-round water sports. This particular lot stands out as one of the most desirable in the community. It is situated in a cul-de-sac, offering a large, flat and usable lot. The rear of the property is tree-lined, and not immediate rear neighbor. Buyers have the flexibility to build with Precision Builders of Central Florida using thoughtfully designed plans already in place, bring a fully custom design, or work with an approved builder of their choice. Location is also a driver, as Shoreline Ranch is nearby all major conveniences, like: Publix, major dining and restaurants, and downtown Mount Dora. Call today to schedule a private tour.

38361 Lake Meadow Court, Umatilla
$175,000
Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Build your dream home on this prime vacant lot in Shoreline Ranch, a gated community in Central Florida offering a rare combination of space, privacy, and lake lifestyle. What makes Shoreline Ranch unique is that you don’t have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie via a convenient community boat ramp, where this spring-fed, sandy-bottom lake is ideal for boating, fishing, and year-round water sports. Buyers have the flexibility to build with Precision Builders of Central Florida using thoughtfully designed plans already in place, bring a fully custom design, or work with an approved builder of their choice. Location is also a driver, as Shoreline Ranch is nearby all major conveniences, like: Publix, major dining and restaurants, and downtown Mount Dora. Call today to schedule a private tour.

38514 Wooded Meadow Drive, Umatilla
$265,000
Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Build your dream home on this prime vacant lot in Shoreline Ranch, a gated community in Central Florida offering a rare combination of space, privacy, and lake lifestyle. Set on just under an acre, this homesite offers views of Lake Dalhousie from your future front porch! What makes Shoreline Ranch unique is that you don’t have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie via a convenient community boat ramp, where this spring-fed, sandy-bottom lake is ideal for boating, fishing, and year-round water sports. This particular lot stands out as one of the most desirable in the community, offering a rare combination of natural beauty and privacy. The rear of the property overlooks a scenic pond, while conservation land along the right side ensures no immediate neighbor. Buyers have the flexibility to build with Precision Builders of Central Florida using thoughtfully designed plans already in place, bring a fully custom design, or work with an approved builder of their choice. Location is also a driver, as Shoreline Ranch is nearby all major conveniences, like: Publix, major dining and restaurants, and downtown Mount Dora. Call today to schedule a private tour.

20280 Shoreline Ranch Lane, Umatilla
$295,000
3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code
Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

108 Twin Lake Circle, Umatilla
$769,000
4 Beds ⋅ 2 Baths ⋅ Shoreline Ranch SubDv. ⋅ 32784 Zip Code
Welcome to Shoreline Ranch Community. Please use the gate code listed on the sign out front of the community for access. This beautiful 4 bedroom, 2 bathroom home with stunning landscaping on a 1 acre lot is located in Lake County, FL. Features include floating cabinets with LED lighting in both bathrooms, a heated pool with screen enclosure, abundant storage space, undermount sinks, an EV charger installed in the garage, a stunning vapor fireplace with TV, community boat ramp and dock access, professionally landscaped lawn, kitchen backsplash, pavers on the front and rear porch, and a pantry with cabinets. Contact us today to schedule a showing. **This is a Builder Model. Please note that occupancy will not be available until December 2026.

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