Spruce Creek South Homes with Deed Restrictions Community Features

Spruce Creek South Homes with Deed Restrictions Community Features

Welcome to Spruce Creek South, a vibrant and welcoming community nestled in the heart of Summerfield, Florida, within the picturesque Marion County. This charming subdivision is the perfect blend of tranquility and convenience, making it an ideal place to call home.

Spruce Creek South is celebrated for its beautiful homes, each designed with meticulous attention to detail and a commitment to quality. As a deed-restricted community, residents enjoy the benefits of well-maintained properties and a cohesive neighborhood aesthetic, ensuring that the charm of Spruce Creek South is preserved for years to come. The community fosters a sense of pride among homeowners, creating an inviting atmosphere where neighbors become friends.

One of the standout features of Spruce Creek South is its array of amenities designed to enhance your lifestyle. Residents can take advantage of the community clubhouse, perfect for social gatherings and events, as well as recreational facilities that include walking trails, parks, and sports courts. Whether you’re looking to enjoy a leisurely stroll, engage in friendly competition, or simply relax in the serene surroundings, Spruce Creek South has it all.

Additionally, the community’s prime location offers easy access to nearby shopping, dining, and entertainment options, ensuring that everything you need is just a short drive away. With its blend of natural beauty, community spirit, and modern conveniences, Spruce Creek South is not just a place to live; it’s a place to thrive. Come experience the charm of this delightful community and discover your dream home today!

Newest Spruce Creek South Homes with Deed Restrictions Community Features

$239,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Move-in ready and available furnished (optional), this charming 2-bedroom, 2-bath home is located in the highly desirable Spruce Creek South 55+ gated golf community in Summerfield. Offering just over 1,000 square feet of comfortable living space, this turnkey opportunity is perfect as a full-time residence, seasonal getaway, or investment with excellent rental potential. Inside, you'll find luxury vinyl plank flooring throughout and a well-appointed kitchen featuring a stainless steel refrigerator, white range with overhead microwave, dishwasher, double-basin sink, and plenty of cabinet space. The guest bedroom includes a built-in closet and is conveniently located near the guest bathroom with ceramic tile flooring and a full bathtub. The spacious primary suite offers a walk-in closet and a private ensuite bathroom with a walk-in shower. Enjoy relaxing year-round in the enclosed Florida room, which opens to a second enclosed porch leading to a workshop/golf cart storage area—ideal for hobbies, tools, lawn equipment, or extra storage. Outside, the shaded backyard provides a peaceful setting to enjoy your morning coffee or unwind in the evenings. The attached one-car garage adds convenience, while the community offers an active Florida lifestyle with golf, pickleball courts, clubs, social activities, and outstanding amenities. Conveniently located near shopping, dining, medical facilities, and The Villages, this move-in-ready home is a wonderful opportunity to enjoy everything Spruce Creek South has to offer.

17929 Se 105th Avenue, Summerfield
$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield
$377,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort. Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2,300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard. Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready. Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.

9900 Se 175th Place, Summerfield
$284,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2024), and PROFESSIONALLY CLEANED AIR DUCTS (2024). Welcome to your own private oasis in the Beautiful Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida and surrounded by everything that makes Central Florida living so desirable. Known for its active lifestyle, friendly atmosphere, and exceptional amenities. Nestled on a desirable CORNER LOT, this meticulously maintained PALM III Model built in 2003 with over 1,880 square feet under air invites you to enjoy easy Florida living with 2 Bedrooms, 2 Bathrooms, and a BRIGHT FLORIDA ROOM that serves as the perfect space to unwind with your morning coffee, entertain friends, or simply enjoy the sunshine year round. From the moment you step inside, you'll appreciate the SOARING CEILINGS AND NO POPCORN CEILINGS, open and airy feel, and stylish LUXURY VINYL PLANK FLOORING that flows throughout the home. The well-appointed kitchen is designed to please, Featuring newer appliances, NEW DEEP KITCHEN SINK, abundant cabinetry, generous counter space, and an adjacent INSIDE LAUNDRY ROOM for added convenience. Updates include NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2022), and PROFESSIONALLY CLEANED AIR DUCTS (2022). One of the many highlights of this location is LEGAL GOLF CART ACCESS, allowing you to easily reach nearby shopping, restaurants, banks, medical offices, and top-rated hospitals without ever needing to get in your car. Life in Spruce Creek South feels like a year round vacation. Residents enjoy pickleball, tennis, swimming, bocce ball, scenic walking trails, and an active community center complete with a fitness room, sauna, library, billiards room, craft spaces, games, and an endless variety of clubs and social activities. Golf enthusiasts will especially appreciate the community's popular 18 hole Links Golf Course, offering beautiful fairways just moments from your front door. With convenient access to I-75, exciting day trips, entertainment, and all that Central Florida has to offers are always within easy reach. Discover why so many are proud to call Spruce Creek South home and start living the vibrant Florida lifestyle you've always imagined! (Check out the Matterport virtual under Tour 2 tab.)

9498 Se 174th Loop, Summerfield
$249,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield
$242,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this delightful, WELL-MAINTAINED 3/2 HOLLY MODEL in SPRUCE CREEK SOUTH, 55+, GATED GOLF COURSE COMMUNITY. This home is FLORIDA RETIREMENT AT ITS BEST just 2 miles from The Villages, FL — featuring LAMINATE & TILE throughout, SPACIOUS SPLIT FLOOR PLAN, Find a spacious master bedroom & en-suite bathroom & walk-in closet, EPOXY-finished GARAGE floor, indoor laundry room w/ washer & dryer; PRIVATE SETTING with native foliage, CURBING, FENCED YARD & utility easement for EXTRA GREENSPACE; SCREENED TILE LANAI overlooking peaceful landscaping; LARGE LOT in a PROTECTED GRID; pride of ownership shines; community offers WALKING TRAILS, GOLF, RESTAURANT, COMMUNITY CENTER, FITNESS, POOL, HOT TUB, SAUNA, PICKLEBALL, TENNIS, BOCCE, SHUFFLEBOARD, BILLIARDS, BALLROOM, LIBRARY & MORE plus clubs for DANCE, EXERCISE, CARDS, SOCIAL, BOOMERS, SOFTBALL; EASY ACCESS to WALMART, ALDI, LOWES, BJs, CVS, DOCTORS, PHARMACIES, RESTAURANTS & BINGO; WATER HEATER(2022) - ROOF(2023) - HVAC(2024) - WASHER(2025) - RANGE(2020). Some furniture included. COME SEE BEFORE ITS GONE!

10622 Se 179th Lane, Summerfield
$319,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Perfectly positioned on a quiet cul-de-sac and overlooking the golf course, this exceptional residence captures breathtaking panoramic views of the #1 GREEN and 2nd TEE BOX in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located just moments from THE VILLAGES, FLORIDA. This beautifully appointed, FULLY FURNISHED 3 Bedroom, 2 Bath home welcomes you with an immediate sense of warmth and elegance the moment you step inside, offering the true essence of Florida living. Designed for both comfort and style, the home Features gorgeous LAMINATE Flooring, refined CROWN MOLDING, and PLANTATION SHUTTERS throughout, creating a polished and cohesive look. The inviting Florida room and covered patio provide the perfect setting to relax or entertain while enjoying serene golf course views and Florida’s year round sunshine. Thoughtfully maintained, this home offers peace of mind with a NEW ROOF (2023) and an HVAC (2015). Life in Spruce Creek South is nothing short of vibrant, with an array of amenities designed to enhance every day. Residents enjoy access to billiards, bocce, softball fields, tennis and pickleball courts, a welcoming restaurant, and countless social clubs that bring neighbors together. Golf enthusiasts can take advantage of the course just outside their door, while convenient golf cart access makes it effortless to reach nearby shopping, dining, medical facilities, and entertainment. This is more than just a home, t’s the retirement lifestyle you’ve been dreaming of, where every day feels like a getaway. Don’t miss the opportunity to make this extraordinary property your own. Comes completely furnished.

17990 Se 100th Terrace, Summerfield
$212,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
PRICE IMPROVEMENT! Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :) With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area Community Features: Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness. Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softball teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle

10689 Se 174th Loop, Summerfield
$339,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to your own private retreat in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located adjacent to THE VILLAGES, FL where every day feels like a vacation and the lifestyle is as vibrant as the Florida sunshine. This beautifully maintained 3 Bedroom, 2 Bath Magnolia model invites you to slow down, breathe deeply, and truly savor home. Step inside to find LUXURY VINYL PLANK Flooring flowing seamlessly throughout, with TILE in most wet areas. The spacious kitchen, complete with a charming breakfast room, is the perfect setting for morning coffee as sunlight pours in and plans for the day unfold. Gorgeous GRANITE countertops throughout. But the magic truly begins outdoors. Imagine stepping into your expansive 19x36 SCREENED BIRDCAGE, where your private SWIM SPA awaits. Whether you start your mornings with a peaceful swim, enjoy an afternoon float with your favorite music playing softly, or unwind under the stars with the spa lights glowing around you, this is more than a backyard, it’s your personal oasis. A place to recharge, entertain, and create moments that feel a little magical every single day. The ENCLOSED LANAI extends your living space beautifully, blending indoor comfort with outdoor serenity. A two car garage with sliding screen doors adds functionality and flexibility, while the NEW ROOF (2023) provides peace of mind for years to come. The inside laundry room adds everyday convenience, making life here feel effortless. And beyond your front door? A lifestyle many only dream about. Cruise by golf cart to nearby shopping, dining, and entertainment. Spend your days enjoying golf, pickleball, swimming, social clubs, and endless activities. Spruce Creek South is known for its warm, welcoming atmosphere, where neighbors quickly become friends, and friends become like family. This isn’t just a home. It’s a sanctuary. A playground. A fresh chapter filled with sunshine, connection, and the soothing waters of your very own swim spa. Come experience the magic for yourself!

17587 Se 96th Court, Summerfield
$225,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
SOLAR PANELS WILL BE PAID IN FULL. Welcome to a lifestyle where every day feels like a Saturday in the Beautiful 55+ Gated Golf Community of SPRUCE CREEK SOUTH, located adjacent to THE VILLAGES, FLORIDA. This charming 3 Bedroom, 2 Bath home offers the perfect blend of comfort, convenience, and carefree living, making it an ideal place to enjoy your retirement years to the fullest. Step inside to find soaring high ceilings and FRESH INTERIOR PAINT November 2025. The home features TILE flooring throughout the main living areas with LAMINATE flooring in the bedrooms and Florida room. Modern STAINLESS STEEL appliances add a touch of elegance to the thoughtfully designed kitchen. Practical updates include SOLAR PANELS installed in 2021 reducing electrical significantly. WINDOWS Replaced 2012. The FENCED BACKYARD is perfect for those with a beloved pet, offering peace of mind and room to enjoy the outdoors. Living here means embracing the freedom and fun of a golf cart lifestyle, with convenient access to shopping, dining, and countless local amenities, all just a short ride away. Spruce Creek South offers a warm, welcoming environment with an abundance of clubs, activities, and opportunities to connect with neighbors who soon feel like family. This home is attractively priced and ready for you to start living your best retirement life. Welcome home to Spruce Creek South where relaxation, recreation, and community come together beautifully.

10767 Se 174th Loop, Summerfield
$212,500
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome Home to this lovely MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front . and fully enclosed Florida room, also concrete open patio for grilling under the roof. Located in Central Florida friendly gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away ! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Important to know is that this community has an 18-hole golf course and a Links pro-shop with a restaurant which also offers entertainment, and this is located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, which offers several restaurants , drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail and hair salons and even a spa., including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. The roof is newer, replaced in 2021*** THE ELECTRICAL PANEL WILL BE CHANGED TO A NEW ONE BEFORE CLOSING***, THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE*** for your peace of mind everything is working currently, seller has agreed to do this for the new owner. All the other mechanicals are currently in good working condition. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***

10599 Se 178th Street, Summerfield
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