Spruce Creek South Homes under $250,000

Spruce Creek South Homes under $250,000

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Newest Spruce Creek South Homes under $250,000

17929 Se 107th Court, Summerfield
$229,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this exceptionally well-maintained Palm model in the desirable 55+ gated golf course community of Spruce Creek South! Featuring 2 bedrooms, 2 bathrooms, and an oversized 2-car garage extended by 4 feet, this 1,356 sq ft home offers classic curb appeal with a partial brick facade, leaded glass entry door, and a neatly painted driveway and walkway. Key updates include a new roof (2023), new HVAC system (2018), and a new water heater (2018). Step inside to airy vaulted ceilings, wood-look laminate floors in the main living areas and bedrooms, and tile in wet areas. The bright kitchen boasts newer beveled-edge laminate countertops and a solar tube for an abundance of natural light. Both bathrooms feature updated vanity counters and comfort-height toilets, with a newer step-in shower in the master suite. Enjoy year-round Florida living in the massive 24x10 enclosed lanai built under the main roof, complete with HVAC and sliding acrylic windows, plus an adjoining 9x7 open patio! Extras include a painted garage floor, pull-down attic ladder storage, and fantastic resort-style community amenities.

17929 Se 107th Court, Summerfield
10622 Se 179th Lane, Summerfield
$242,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this delightful, WELL-MAINTAINED 3/2 HOLLY MODEL in SPRUCE CREEK SOUTH, a desirable 55+ GATED GOLF COURSE COMMUNITY just 2 miles from The Villages, FL! Enjoy FLORIDA RETIREMENT AT ITS BEST with LAMINATE & TILE FLOORING throughout, a SPACIOUS SPLIT FLOOR PLAN, INDOOR LAUNDRY with washer & dryer, and an epoxy-finished GARAGE FLOOR. The home offers a PRIVATE SETTING surrounded by native foliage, and a FENCED YARD. Relax on the SCREENED TILE LANAI overlooking peaceful landscaping, all situated on a LARGE LOT within a PROTECTED GRID. Pride of ownership is evident throughout! Spruce Creek South offers an impressive lineup of amenities, including WALKING TRAILS, GOLF, RESTAURANT, COMMUNITY CENTER, FITNESS CENTER, POOL, HOT TUB, SAUNA, PICKLEBALL, TENNIS, BOCCE, SHUFFLEBOARD, BILLIARDS, BALLROOM, LIBRARY & MORE. Residents can also enjoy clubs and activities including DANCE, EXERCISE, CARDS, SOCIAL GROUPS, BOOMERS & SOFTBALL. Conveniently located near WALMART, ALDI, LOWE'S, BJ'S, CVS, DOCTORS, PHARMACIES, RESTAURANTS, BINGO and more. MAJOR UPDATES include: ROOF (2023), HVAC (2024), WATER HEATER (2022), WASHER (2025), RANGE (2020), plus a NEWER REFRIGERATOR. COME SEE IT BEFORE IT'S GONE!

10622 Se 179th Lane, Summerfield
10298 Se 176th Street, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!

10298 Se 176th Street, Summerfield
17832 Se 96th Avenue, Summerfield
$239,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield
10358 Se 178 Place, Summerfield
$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield
17814 Se 107th Terrace, Summerfield
$249,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
SELLER IS PAYING TWO MONTHS OF HOA FOR THE NEW HOMEOWNER! Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield
10767 Se 174th Loop, Summerfield
$239,000
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
NEW ROOF SEPT 2026! Welcome to a lifestyle where every day feels like a Saturday in the Beautiful 55+ Gated Golf Community of SPRUCE CREEK SOUTH, located adjacent to THE VILLAGES, FLORIDA. This charming 3 Bedroom, 2 Bath home offers the perfect blend of comfort, convenience, and carefree living, making it an ideal place to enjoy your retirement years to the fullest. Step inside to find soaring high ceilings and FRESH INTERIOR PAINT November 2025. The home features TILE flooring throughout the main living areas with LAMINATE flooring in the bedrooms and Florida room. Modern STAINLESS STEEL appliances add a touch of elegance to the thoughtfully designed kitchen. WINDOWS Replaced 2012. The FENCED BACKYARD is perfect for those with a beloved pet, offering peace of mind and room to enjoy the outdoors. Living here means embracing the freedom and fun of a golf cart lifestyle, with convenient access to shopping, dining, and countless local amenities, all just a short ride away. Spruce Creek South offers a warm, welcoming environment with an abundance of clubs, activities, and opportunities to connect with neighbors who soon feel like family. This home is attractively priced and ready for you to start living your best retirement life. Welcome home to Spruce Creek South where relaxation, recreation, and community come together beautifully.

10767 Se 174th Loop, Summerfield
10599 Se 178th Street, Summerfield
$212,500
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
BACK ON THE MARKET DUE TO BUYER NOT BEING ABLE TO FULFILL FINANCIAL OBLIGATIONS. PRICE IMPROVEMENT WITH MOTIVATED SELLER! Welcome Home to this lovely Corner Lot, MAPLE MODEL. 2-bedroom, 2-bathroom,1 car garage plus golfcart garage. You're greeted with a cute porch in front. and fully enclosed Florida room in the back, also concrete open patio for grilling under the roof. The roof is newer, replaced in 2021, and inspected 2026, the septic just got pumped 8/12/2026 THE HOT WATER HEATER HAS BEEN REPLACED 3/2026 WITH A NEW ONE* All the mechanicals are currently in good working condition. Located in Central Florida friendly, gated community with guard and security 24/7 for 55 plus residents. This is a golf cart community, here in Spruce Creek South you have golfcart access to a broad selection of amenities within just minutes away! You can cross 441 from the front gate legally which takes you to many businesses. The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Community has an 18-hole golf course and a pro-shop W/ a restaurant offering entertainment, located within close proximity to the home. We also have a residential additional gate on this road which takes you directly into Terrace Plaza not far from the home, offering several restaurants, drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail & hair salons and even a spa, including the newer planet fitness but keep in mind we have our own fitness center included with our P.O.A. with no extra charge. No bond or CDD here making it even more appealing. This community also allows chain link fencing up to 4 foot tall behind your home for your furry babies...THROUGHOUT THE YEAR This community offers a lot to keep you active & engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, & enjoy a variety of activities. Attached to the Club house , outside we have the heated pool & hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna and bathrooms with showers, there are also showers and a separate bathroom outside near the pool. all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. A furniture package can be made available if any of the furniture interests you. This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. You will have easy access to restaurants, medical facilities, supermarkets, retail shops, gas stations, banks, hair and nail salons, barber shops, fitness options, medical facilities, The Villages Squares are just a few miles away... You have easy access only minutes away so many options to choose from! You can ride your golfcart to many of these facilities, this is a huge convenience. I want you to keep in mind, having no bond or CDD is a financial bonus for buyers who are concerned with this. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. *** Start enjoying Florida Living in this great community which has so much to offer ***

10599 Se 178th Street, Summerfield
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